Home Insurance
Your Home is More Than a House – Let’s Protect It
Secure Your Home, Property, and Family with the Right Coverage
Home is where memories are made, and it deserves the best protection. At Midwest Insurance Agencies, we offer a variety of home insurance policies designed to safeguard your property, belongings, and family.
Whether you own a house, condo, townhome, or high-value property, we have customized coverage options to suit your needs.
From fire and water damage to theft, liability, and beyond, our agents will help you find the right policy that provides peace of mind, knowing your home is covered in every situation.
Comprehensive Home Insurance
Get comprehensive home insurance to protect your home, property, and family. Midwest Insurance Agencies offers customized coverage options to meet your needs and budget.
Dwelling Coverage
Protects the structure of your home from risks like fire, storms, and vandalism, ensuring that your home is rebuilt or repaired after a covered event.
Personal Property Coverage
Covers your belongings inside the home, including furniture, electronics, clothing, and other valuables, against theft, fire, or other disasters.
Liability Insurance
Provides protection in case someone is injured on your property, helping to cover medical bills and legal costs if you’re sued.
Flood Insurance
Protects your home from water damage caused by floods, which is often excluded from standard homeowners insurance.
Additional Living Expenses (ALE)
Covers the cost of temporary housing and other living expenses if you need to relocate while your home is being repaired after a covered disaster.
Earthquake Insurance
Provides coverage for damages caused by earthquakes, which are not typically covered under standard homeowners policies.
High-Value Home Insurance
Tailored coverage for homes with high market value, offering higher limits and specialized coverage for expensive assets like artwork, jewelry, and luxury items.
Condo/Townhome Insurance
Offers protection for your personal belongings and liability inside a condo or townhome, complementing the coverage provided by your homeowner’s association (HOA).